:root{--navy:#101c2c;--navy2:#192a3c;--gold:#b89a63;--gold2:#d3bd91;--paper:#f7f7f5;--white:#fff;--ink:#172638;--muted:#697581;--line:#e2e5e7;--green:#34584d;--serif:Georgia,'Times New Roman',serif;--sans:Inter,'Avenir Next',Avenir,'Segoe UI',sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button{font:inherit}.wrap{width:min(1240px,calc(100% - 72px));margin:auto}.top{background:#0b1522;color:#e9edf0;font-size:10px;letter-spacing:.1em}.top .wrap{height:34px;display:flex;justify-content:space-between;align-items:center}.top-right{display:flex;gap:22px}.top a{color:#d2d8df}.navrow{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{height:84px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:13px}.monogram{width:40px;height:40px;display:grid;place-items:center;border:1px solid var(--gold);color:var(--gold);font:24px var(--serif)}.brand-name{font-size:13px;font-weight:750;letter-spacing:.17em;color:var(--navy)}.brand-name small{display:block;color:#77818a;font-size:8px;letter-spacing:.24em;margin-top:5px;font-weight:600}.links{display:flex;align-items:center;gap:27px;font-size:11px;color:#4e5a65}.links a:hover{color:var(--gold)}.locale{border:1px solid var(--line);border-radius:0;padding:9px 10px;background:white;color:var(--navy);font-size:10px;cursor:pointer}.nav-cta,.btn{padding:13px 17px;background:var(--navy);color:white;font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;border:1px solid var(--navy);transition:.2s}.nav-cta:hover,.btn:hover{background:var(--gold);border-color:var(--gold);color:var(--navy)}.menu{display:none;border:0;background:none;font-size:23px;color:var(--navy)}
.hero{background:var(--navy);color:white;position:relative;overflow:hidden}.hero:after{content:"";position:absolute;inset:0 0 0 48%;background:linear-gradient(90deg,var(--navy) 0%,rgba(16,28,44,.2) 65%),radial-gradient(ellipse at 75% 48%,#344a5d 0%,#1d3044 31%,transparent 66%);opacity:.9}.hero-grid{min-height:590px;display:grid;grid-template-columns:1.02fr .98fr;align-items:center;position:relative;z-index:1}.hero-copy{padding:78px 0}.eyebrow{font-size:9px;text-transform:uppercase;letter-spacing:.23em;color:var(--gold2);font-weight:700;display:flex;gap:12px;align-items:center}.eyebrow:before{content:"";height:1px;width:29px;background:var(--gold)}h1{font:400 clamp(50px,6.4vw,78px)/1.02 var(--serif);letter-spacing:-.035em;margin:25px 0 24px;max-width:700px}h1 em{font-style:normal;color:var(--gold2)}.hero p{max-width:485px;color:#c2cbd3;font-size:14px;line-height:1.9}.hero-actions{display:flex;gap:24px;align-items:center;margin-top:32px}.hero .btn{background:var(--gold);border-color:var(--gold);color:var(--navy)}.text-link{font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:#e2e7ec}.text-link span{color:var(--gold);margin-left:7px}.hero-meta{display:flex;gap:38px;margin-top:70px;color:#aebac4;font-size:9px;letter-spacing:.14em;text-transform:uppercase}.hero-meta span:before{content:"";display:block;width:24px;height:1px;background:var(--gold);margin-bottom:12px}.hero-art{position:relative;min-height:450px;height:100%;overflow:hidden;display:grid;place-items:center;background:#0b1522}.hero-image{position:absolute;inset:0;width:100%;height:100%;min-height:450px;object-fit:cover;object-position:67% center;transform:translate3d(var(--move-x,0),var(--move-y,0),0) scale(1.035);transition:transform .35s ease,filter .35s;filter:saturate(.88) contrast(1.04)}.hero-art:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(16,28,44,.58),transparent 43%),linear-gradient(0deg,rgba(16,28,44,.48),transparent 24%);pointer-events:none}.art-caption{position:absolute;z-index:1;bottom:34px;right:5%;font-size:9px;letter-spacing:.15em;text-transform:uppercase;color:#e2d3b2}.ribbon{background:#e9e6de}.ribbon .wrap{display:flex;justify-content:space-between;gap:20px;padding:19px 0;color:#535b61;text-transform:uppercase;letter-spacing:.16em;font-size:9px;font-weight:700}.ribbon span:before{content:"";display:inline-block;width:5px;height:5px;background:var(--gold);border-radius:50%;margin-right:11px;vertical-align:2px}
.section{padding:96px 0}.section-head{display:grid;grid-template-columns:.85fr 1.15fr;gap:86px;align-items:start}.kicker{font-size:9px;color:#8d744c;letter-spacing:.2em;text-transform:uppercase;font-weight:750}.section h2{font:400 clamp(37px,4.4vw,56px)/1.08 var(--serif);letter-spacing:-.025em;margin:15px 0 0;color:var(--navy)}.lead{font-size:14px;line-height:1.9;color:#616d77;margin:22px 0 0;max-width:610px}.services{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-top:60px}.service{padding:26px 22px 31px;border-right:1px solid var(--line)}.service:first-child{padding-left:0}.service:last-child{border:0}.num{font:italic 14px var(--serif);color:var(--gold)}.service h3{font:400 20px/1.2 var(--serif);margin:30px 0 12px;color:var(--navy)}.service p{font-size:11px;line-height:1.8;color:#69747c;margin:0}.dark-band{background:#eae9e3}.method{display:grid;grid-template-columns:.9fr 1.1fr;gap:90px}.method-quote{font:400 clamp(33px,4vw,48px)/1.12 var(--serif);color:var(--navy);margin-top:17px}.method-quote em{color:#92784f;font-style:normal}.method-copy p{font-size:13px;line-height:1.9;color:#616d77;margin:0 0 15px}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:58px}.step{border-top:1px solid #b7b7ae;padding-top:15px}.step b{font-size:9px;color:#90794f;letter-spacing:.17em}.step h3{font:400 19px var(--serif);margin:15px 0 8px;color:var(--navy)}.step p{font-size:11px;line-height:1.7;color:#657078;margin:0}
.news-grid{display:grid;grid-template-columns:1.22fr 1fr 1fr;gap:14px;margin-top:47px}.news-card{background:#fff;border:1px solid var(--line);padding:27px;min-height:210px;display:flex;flex-direction:column;justify-content:space-between}.news-card.feature{background:var(--navy);color:#fff;min-height:265px}.news-label{font-size:8px;letter-spacing:.18em;text-transform:uppercase;color:#92784f;font-weight:700}.news-card h3{font:400 23px/1.2 var(--serif);margin:35px 0 14px}.news-card:not(.feature) h3{font-size:20px}.news-card p{font-size:11px;line-height:1.75;color:#71808b}.news-card.feature p{color:#bdc8d0}.read{font-size:9px;text-transform:uppercase;letter-spacing:.12em;color:#987f56}.policies{background:#fff}.policy-grid{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:start}.policy-list{border-top:1px solid var(--line)}.policy-row{padding:17px 0;border-bottom:1px solid var(--line);display:grid;grid-template-columns:42px 1fr;gap:15px}.policy-row b{font:italic 14px var(--serif);color:var(--gold)}.policy-row strong{font-size:12px;color:var(--navy)}.policy-row p{font-size:10px;line-height:1.65;color:var(--muted);margin:5px 0 0}.note{font-size:10px!important;line-height:1.7!important;color:#7c858b!important;border-left:2px solid var(--gold);padding-left:13px;margin-top:22px!important}
.contact{background:var(--navy);color:#fff}.contact .section h2{color:#fff}.contact .lead{color:#c2cbd3}.contact-grid{display:grid;grid-template-columns:1fr .65fr;gap:90px;align-items:center}.contact-side{display:flex;flex-direction:column;align-items:flex-start;gap:17px}.contact-side .btn{background:var(--gold);color:var(--navy);border-color:var(--gold);padding:16px 22px}.contact-side a:not(.btn){font-size:11px;color:#d7dfe5;border-bottom:1px solid #596b7a;padding-bottom:8px}.security-band{background:#142438;color:#d8e0e6;padding:17px 0;font-size:9px;letter-spacing:.08em}.security-band .wrap{display:flex;justify-content:space-between;gap:24px;align-items:center}.secure-title{color:var(--gold2);text-transform:uppercase;letter-spacing:.17em;font-weight:700}.footer{background:#0b1522;color:#aeb8c1;padding:26px 0;font-size:9px}.footer-inner{display:flex;justify-content:space-between;align-items:center;gap:20px}.footer strong{color:#fff;letter-spacing:.15em}.footer-links{display:flex;gap:19px}.chat-launch{position:fixed;right:25px;bottom:23px;z-index:20;border:0;background:var(--gold);color:var(--navy);padding:14px 18px;font-size:10px;font-weight:750;letter-spacing:.08em;text-transform:uppercase;box-shadow:0 7px 25px #0003;cursor:pointer}.chat-panel{position:fixed;right:25px;bottom:78px;z-index:20;width:min(355px,calc(100vw - 30px));background:#fff;box-shadow:0 12px 50px #07101e42;border:1px solid var(--line);display:none}.chat-panel.open{display:block}.chat-head{background:var(--navy);color:#fff;padding:17px 19px;display:flex;justify-content:space-between;align-items:center}.chat-head strong{font:400 18px var(--serif)}.chat-head small{display:block;font:9px var(--sans);color:#c7d0d7;margin-top:5px}.chat-close{background:none;border:0;color:white;font-size:20px;cursor:pointer}.chat-body{padding:17px}.messages{height:205px;overflow:auto;display:flex;flex-direction:column;gap:9px}.msg{max-width:89%;padding:10px 12px;background:#f1f2f1;font-size:11px;line-height:1.55;color:#394651;align-self:flex-start}.msg.user{background:#eae5d9;align-self:flex-end}.quick{display:flex;flex-wrap:wrap;gap:6px;margin:11px 0}.quick button{border:1px solid var(--line);background:white;padding:7px 8px;font-size:9px;color:#465460;cursor:pointer}.chat-form{display:flex;border-top:1px solid var(--line);padding-top:10px}.chat-form input{flex:1;border:1px solid var(--line);padding:10px;font-size:11px;min-width:0}.chat-form button{border:0;background:var(--navy);color:white;padding:0 13px;font-size:10px}.chat-disclaimer{font-size:8px;color:#79848c;line-height:1.5;margin:9px 0 0}.mobile-links{display:none}
@media(max-width:850px){.wrap{width:calc(100% - 42px)}.links{gap:15px}.links a{font-size:10px}.links .nav-cta{padding:11px}.hero-grid{min-height:535px}.hero-art{min-height:370px}.hero-image{min-height:370px}.section{padding:75px 0}.section-head{gap:40px}.services{grid-template-columns:repeat(2,1fr)}.service:nth-child(2){border-right:0}.service:nth-child(3){padding-left:0}.service:nth-child(-n+2){border-bottom:1px solid var(--line)}.method,.policy-grid{gap:42px}.news-grid{grid-template-columns:1fr 1fr}.news-card.feature{grid-column:span 2;min-height:220px}.contact-grid{gap:45px}}
@media(max-width:620px){.wrap{width:calc(100% - 36px)}.top .wrap{height:31px}.top-right{gap:12px}.top-right a:nth-child(2){display:none}.nav{height:70px}.links{display:none}.menu{display:block}.mobile-links.open{position:absolute;display:flex;top:70px;left:0;right:0;z-index:15;background:white;padding:20px 22px 24px;flex-direction:column;align-items:stretch;gap:17px;box-shadow:0 12px 20px #07101e1a}.mobile-links a{font-size:12px}.mobile-links select{padding:11px;border:1px solid var(--line);background:#fff}.hero:after{inset:34% 0 0 10%;background:radial-gradient(ellipse at 65% 55%,#344a5d 0%,#1d3044 28%,transparent 67%)}.hero-grid{grid-template-columns:1fr;min-height:0}.hero-copy{padding:65px 0 0}.hero h1{font-size:54px}.hero p{font-size:13px}.hero-meta{margin-top:42px;gap:23px;font-size:8px}.hero-art{min-height:300px}.hero-image{min-height:300px}.art-caption{right:0;bottom:17px}.ribbon .wrap{padding:15px 0;overflow:hidden;justify-content:flex-start;white-space:nowrap;gap:24px}.ribbon span{font-size:8px}.section{padding:66px 0}.section-head,.method,.policy-grid,.contact-grid{grid-template-columns:1fr;gap:25px}.section h2{font-size:39px}.lead{font-size:12px;margin-top:14px}.services{margin-top:34px}.service{padding:21px 13px 23px}.service h3{font-size:18px;margin-top:22px}.service p{font-size:10px}.steps{grid-template-columns:1fr;gap:22px;margin-top:38px}.news-grid{grid-template-columns:1fr}.news-card.feature{grid-column:auto}.news-card{min-height:180px}.contact-side{padding-top:10px}.security-band .wrap{align-items:flex-start;flex-direction:column;gap:8px}.footer-inner{align-items:flex-start;flex-direction:column}.footer-links{flex-wrap:wrap}.chat-launch{right:13px;bottom:13px}.chat-panel{right:10px;bottom:66px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}

.chat-email{display:block;margin:-3px 0 11px;color:#806a45;font-size:10px;text-decoration:underline;text-underline-offset:3px}.chat-form button:disabled{opacity:.55;cursor:wait}.msg.typing{color:#78848c;font-style:italic}